The Central Mumbai district consumer dispute redressal
forum on Monday directed private sector insurance firm Future Generali India
Insurance to pay insurance amount of Rs 1 lac each to the families of four
farmers who were covered under government-run 'Shetkari Apghat Vima Yojana'.
According to the complainants, four farmers from Raigad - Balaram Rakhade's son, Anant Bait, Ramesh Nawle, and Nagesh Khaire had got enrolled under government-run social security scheme 'Shetkari Apghat Vima Yojana', which provided an insurance cover of Rs1 lac to a farmer's family in case of his death.
As per the complaint, all four farmers died between the period of 2009-2010. All four had accidental deaths, they fulfilled the criteria of the government scheme, and, hence, their families immediately approached their tehsildar's office for the insured amount. But the insurer Future Generali repudiated the claim on the ground that the families did not submit the required documents in the right time frame.
Then, the complainants moved to consumer forum, where the forum, after going through the evidence, said, “The complainant(s) has complied (with) all the formalities as required under agreement and Government Resolution. Thus, the claim is wrongly repudiated by the opponent.“
The forum directed the insurer to pay insurance amount of Rs 1 lac each to family with interest at 12 per cent from the date of the death of each farmer. It also asked the insurer to pay an additional amount of Rs3,000 each for the mental agony caused to the complainants.
According to the complainants, four farmers from Raigad - Balaram Rakhade's son, Anant Bait, Ramesh Nawle, and Nagesh Khaire had got enrolled under government-run social security scheme 'Shetkari Apghat Vima Yojana', which provided an insurance cover of Rs1 lac to a farmer's family in case of his death.
As per the complaint, all four farmers died between the period of 2009-2010. All four had accidental deaths, they fulfilled the criteria of the government scheme, and, hence, their families immediately approached their tehsildar's office for the insured amount. But the insurer Future Generali repudiated the claim on the ground that the families did not submit the required documents in the right time frame.
Then, the complainants moved to consumer forum, where the forum, after going through the evidence, said, “The complainant(s) has complied (with) all the formalities as required under agreement and Government Resolution. Thus, the claim is wrongly repudiated by the opponent.“
The forum directed the insurer to pay insurance amount of Rs 1 lac each to family with interest at 12 per cent from the date of the death of each farmer. It also asked the insurer to pay an additional amount of Rs3,000 each for the mental agony caused to the complainants.
Source: http://www.insuringindia.com
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