Paying your premiums on time is a pre requisite for paying only the minimum required amount, to stay insured. Also start making arrangements for a new policy, a few months before your policy matures or expires.
Car Insurance is compulsory by law in India. Make sure you don’t have to bear with corrupt traffic officials because of lack of Insurance. And we all know how we manage to bang our car up in-between policies.
Also always remember to ask for discounts when buying a policy. We can bring neighborhood grocery vendor to tears with our haggling but never with our Insurance agent. Always remember that you may qualify for certain discounts. Learn to take advantage of that and save some money.
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